How We Work

Our main goal is to get you out of debt.
Becoming debt free is the first step to becoming financially secure, and debt settlement may be your best option.

Our debt settlement program is actually quite simple.
Our team of consumer debt consultants works individually with each client to help determine the program best suited for their particular situation and personal goals. We will set you up with an affordable monthly payment, which is determined on a client-by-client basis between you and a counselor. Based upon what you are able to pay each month into your settlement account, we can determine how many months you will be part of the program, and ultimately be debt free. Throughout the program, we communicate with your creditors on your behalf and soon you will no longer be dealing with burdensome phone calls and letters from your creditors. Goodbye Bills maintains and continues to develop relationships with creditors throughout the country. By establishing cooperative and professional relationships with each creditor we are able to reach the most favorable settlement offers for our clients. Debt settlement companies are independent companies not affiliated with your creditors which means we work directly and 100% for you!

We will set you up with an affordable monthly savings plan, (which is determined on a client-by-client basis between you and a counselor at Goodbye Bills). Based upon what you are able to set aside and save each month in your trust account, we can determine how many months you will be a part of the program, and ultimately determine when you will be debt free.

Upon enrollment, your creditors will be contacted immediately in writing. These letters are to let them know that we are now representing you, and also to advise them of your interest in settling your debt with them. Reaching a settlement can be a very lengthy process, and usually takes several phone calls and communications between Goodbye Bills and the creditor. Once a settlement offer has been reached, and you as the client have agreed on this amount, we will obtain that settlement offer in writing from the creditor. We will then authorize a check to be distributed from your trust account and overnight this to the creditor.

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